Best banking choices for students

Best financial decisions for understudies Significant realities for understudies to choose a bank These days it is incredible to the point that we have such differing selection of banks. The financial framework and assortment of alternatives offer understudies a great deal of potential outcomes that give budgetary opportunity. However, the inquiries of that sort ought to be dealt with cautiously, since just one wrong advance can bring about large obligations or higher interests. While settling on decision, one should work out his/her own system and thoroughly consider what bank and what precisely choices required. Obviously, there are a ton of bank foundations, however you ought to distinguish those, which have the most good proposals for you as an understudy. They have various choices for different focused on gatherings, filtrate cautiously those, which can be of your anxiety. Transient overdrafts to pay for your custom expositions or long haul collaboration with setting up a store account: choose what you need. We accommodate you some different variables you should consider, before getting included into money related collaboration. Consider recommendations and free alternatives cautiously Pulled in by positive free choices of certain banks? Obviously, they recognize what they are doing. Be that as it may, don't get caught! Free short enduring proposals before long end and you can be confronted with less productive variations of monetary assistance. Accordingly, having made certain entirety of cash, you can be searching for the reasonable conditions of sparing record opening. Remember to screen the loan fee you will acquire inside certain period at a few financial houses and select that one, which will present to you the greatest benefit. Try not to succumb to free MP3 downloads or few-days free Wi-Fi choices on the off chance that you lose in the financing cost. That isn't justified, despite any potential benefits. Overdraft: sum, cutoff and intrigue. In all likelihood reason individuals band together with bank is without a doubt overdraft. Discover what is the maximally conceivable measure of overdraft, which you can get as an understudy. Likewise get some information about the need of surpassing breaking point and the intrigue it results in. Find all subtleties and think about all realities. Subsequently, there are a ton of banks, which offer premium free overdrafts for understudies for couple of years and it is extremely incredible open door for you. One more thing you should remember is that banks won't surely furnish you with the maximal declared whole of the overdraft. Regularly it is accessible just for understudies of the last year, who have qualified FICO assessment. So on the off chance that they state that the maximal conceivable overdraft is up to  £2,000, there is no assurance that you will get this aggregate. The reimbursement methodology It is extraordinary on the off chance that you figure out how to restore the overdraft in time inside the intrigue free period. However, the time turns away and one day you can find that you are obliged to pay intrigue charges. That is the reason before taking overdraft think about all subtleties of the reimbursement technique. You should know the specific date when you should restore the cash and affirm on the off chance that it ought to be during the college contemplates or should be after graduation. Discover all the subtleties for all the potential situations of this money related circumstance, with the goal that you can be certain that you will be in a favorable situation regardless. Increase the FICO score Beginning with little overdrafts, bit by bit you create and expound your associations with bank. Such sorts of connections and joining forces bring about FICO score. FICO assessment is a gauge of your salary, obtained sum and spending history. It is a score, which you get from bank from the perspective of hazard and your money related qualification. Having reliable FICO assessment you can get the greater overdraft sum or addition other good choices. Think, learn and settle on your decision being extremely mindful or even pompous. We realize this isn't a lot of likely for understudies to focus on such exhausting inquiries, however the money related concerns are those which certainly ought not be dismissed.

Cultural Communication Essay -- essays research papers

Culture can be characterized as, â€Å"learned practices that are conveyed starting with one age then onto the next to advance individual and social structure† (Communication; Making Connections, 44). As such, data and conduct that is proper to where we live, where we have originated from, and the customs of those spots are passed on along ages to safeguard that they proceed. These practices assist us with recognizing what our identity is and who our progenitors were. American culture is a varied mix of numerous races from everywhere throughout the world meeting up to make a culture not at all like those discovered anyplace else. An altogether different culture can be found in Eastern Europe, explicitly the way of life found in France. Considering the occasions that lead up to the United State’s War on Terror, and France’s refusal to help, it is significant for Americans to comprehend this diverse culture and a large number of the correspondence boundaries that h ave lead to the threatening vibe between the two countries. These correspondence hindrances can be defeated through tolerance, understanding, regard for the other culture, and by looking for similitudes between the two to make a shared view of comprehension.      The social structure in many nations is regularly made through war and political change. The American settlers ousted their overbearing government during the American Revolution. This radical change took into account the provinces to make their own feeling of distinction. Individuals of various ethnicities started to converge as they settled similar zones, yet still kept up numerous parts of their countries. America is currently predicted as an incredible ‘melting pot’ of assorted variety. For more than several years, individuals from everywhere throughout the world have come to America searching for the opportunities they are regularly denied in their local grounds. As the Statue of Liberty states, â€Å"Give me your drained, your poor, Your clustered masses longing to inhale free, The pitiful decline of your abounding shore. Send these, the destitute, storm tost to me,† (msn.Encarta.com). The United States values being viewed as a place of refuge for all who look for it. France likewise went under an intense change after its own insurgency, however with altogether different outcomes. Up until 1789, the start of the war, not exactly 50% of the populace really communicated in French. After the Revolution, the new French government attempted to make an un... ...t† (Communications; Making Connections, 46). As it were, a social relativist is eager to place themselves in the spot of another from an alternate culture so as to relate to them without making decisions. Note that understanding isn't equivalent to tolerating social contrast or supporting them. Utilizing these ideas, one can start the procedure of compelling correspondence over an assortment of societies. Despite the fact that isolated by the Atlantic Ocean, language, legislative issues and social structure, the United States and France share much for all intents and purpose. The two nations rebelled against their degenerate governments to build up better lifestyles. The two nations accept that their stands on issues are to help the remainder of the world. Unintentionally, French modeler, Alexandre-Gustave Eiffel, structured both the Eiffel Tower and the Statue of Liberty, every image of their individual countries. The Statue of Liberty was given to the United States by France to honor the collusion the two nations during the American Revolution. In the event that we utilize our similitudes to manufacture connects rather than contrasts to fabricate dividers, correspondence between societies can be powerful and helpful.

Cheap Report Writing Services

Cheap Report Writing ServicesThere are many reasons that you might need to outsource your cheap report writing services to a provider that is highly skilled in writing and delivering reports. Perhaps you want to outsource these services for an upcoming presentation or event, there are many other reasons why it might be beneficial for you to outsource the writing to a company. Let's take a look at some of the reasons why you might need to outsource this kind of service.Perhaps, you have an important client that needs to be delivered to and need it finished very quickly. If this is the case, you should get in touch with a cheap report writing service so they can get it done in a timely manner. In addition, if you need a great story written and delivered, there is no better place than the cheap writing companies to do it for you.The main reason you may need to outsource these services is because you need the content delivered to you on time, that way you don't have to worry about it. As a result, you can focus on actually delivering the message instead of worrying about how you are going to get it done. If you need a great piece of content and get it delivered within a few days, you will find it much easier and stress free.Often, you will get useful and important customer testimonials when you outsource to a company. These are good for you to have for yourself, as you can use them to send out to your existing customers. If you need a lot of testimonials, you can get a quality writer to produce the ones you need. This is also a great idea for the new company if they are just starting up.It is often not easy to get content from your clients over the long road of publication. You may need to write up a report for a client or you need to deliver content to your customers after a hard copy has been written. With outsourcing your cheap report writing services, you can get the content into the right format for delivery to your customers easily and quickly.Many people lov e to get information from you, but often forget about the important elements that go into their articles. These include content, different formatting and the overall structure. With a cheap writing service, you can save yourself all the trouble by sending them a report and they will ensure that the content is as easy to read as possible.The good news is that it is now easier than ever to get affordable and excellent quality content. The internet has enabled many people to find a cheap writer that can produce great content quickly. You don't have to pay too much for a good writer, and your writer can even get paid for their time.The first step to getting the most out of your cheap writers is to choose a reputable one that you trust. Often, it can be a good idea to choose a writer that has been in the business for many years and you will be assured that you have a writer who is going to be able to provide high quality content on time. That way, you can get your cheap report writing se rvices delivered quickly and get all the content you need to your clients, without having to worry about the long journey of writing it.

Pro Choice Vs. Pro Life - 1186 Words

Pro-Choice vs. Pro-Life: Abortion Should Remain Legal Jaelyn Evans Atlanta Metropolitan State University The controversy surrounding abortion has been long debated since the Roe v Wade case (1973) as pro-life advocates and pro-choice advocates go neck to neck on whether the process should be banned or remain legal. According to APA (American Psychological Association), abortion is the â€Å"medical or surgical termination of a pregnancy and is one of the oldest, most common and most controversial medical procedures†. To be Pro-Life means to be against the termination of a fetus; one who is not in favor of the practice. Pro-life advocates believe a woman should continue the pregnancy and deliver the baby no matter the circumstance. Pro-choice represents those who believe the woman deserves a choice to carry the baby or have an abortion. Although the 1973 Roe vs Wade case legalized abortion, abortion is still currently a much heated debate in America as the surgical procedure is possibly on the verge of becoming illegalized. However, abortion should definitely remain legal fo r various reasons such as individual freedom, victim protection, life opportunities, failed contraception, and it is not fair for the government to make such crucial decisions for a woman’s life. Pro-life advocates argue that personhood begins at conception, though quite contrarily, Sarah Fox published an article to TheBrainBank science blog in defense of her argument that a fetus does not begin primaryShow MoreRelatedPro Life vs Pro Choice772 Words   |  4 PagesProfessor Brenza Essay-2 March 17th 2015 Pro-life vs. Pro-choice The issue of abortion in the United States will always be a controversial one. Developing two sides of the debate, pro-life and pro-choice. Pro-life are the individuals who do not believe in the option of abortion. Pro-choice are the individuals who believe every woman has the choice to go through with their pregnancy or to not. Despite their contrasts, pro-life and pro-choice explore valid ideas of religion, law and healthRead MorePro Choice Vs Pro Life1482 Words   |  6 Pagesabortions since the decision was made in Roe vs. Wade in 1973 (Life News). Some people look at this number and are appalled. But others see this and think of all the people who used abortion as a means to a second chance. Abortion has long been a controversial topic in the U.S. but lots of people are choosing sides without really knowing all the facts. Abortion can be seen from many different sides but most know these sides as pro-choice or pro-life. Pro-choice is known for supporting women’s right t oRead MorePro Life Vs Pro Choice Debate1636 Words   |  7 PagesKayla Weekes English 10B Honors Mrs. Kim-Miles The Pro-Life vs Pro-Choice Debate History of Abortion The 1973 court case Roe v. Wade was a landmark decision for United States history, and it still remains very controversial today. The Court ruled that the right to privacy applied to a woman’s choice to have an abortion, therefore legalizing the action. Abortion is officially defined as the deliberate termination of a human pregnancy, most often performed during the first 28 weeks of pregnancy. TodayRead MorePro Life Vs. Pro Choice2608 Words   |  11 PagesMedical Ethics October 28th, 15 UTEID: psp593 Pro-Life v. Pro-Choice The word abortion can be defined as a spontaneous expulsion of a human fetus during the first 12 weeks of gestation. The debate on abortion has been widely contemplated for centuries. Mainly focusing on whether or not it is morally acceptable for a woman to decide if she can terminate the pregnancy. The act of abortion only justifies that a woman should have the right to exercise her moral ethics with her best interest in mindRead MoreThe Pro Life Movement Vs. Pro Choice Movement Essay1371 Words   |  6 Pageswoman’s right to choose is a constant in healthcare policy. The pro-life movement vs the pro-choice movement has been debating for decades. A nurse has an intimate role in care of these patients and personal beliefs may influence her willingness to care for these patients. A recent ruling in Texas rejected a proposed bill that would greatly hinder a woman’s ability to obtain a safe abortion in that state. Whole Women’s Health vs. Hellerstadt (Texas HB2) was rejected in a 5-3 ruling in June ofRead MoreAbortion: Pro Life vs Pro Choice Essay1748 Words   |  7 PagesAbortion: Pro-Life vs. Pro-Choice Abortion: Pro-Life Vs. Pro-Choice â€Å"Abortion is the spontaneous or artificially induced expulsion of an embryo or fetus† (Abortion, 2002). An artificially induced abortion is the type referred to in the legal context. Abortions happen in different situations. The question comes when is it the right or wrong choice. The root question becomes the moment a fetus becomes a person and entitled to rights. The fetus could be a person at conception, duringRead MorePro Choice Vs. Pro Life : A False Dichotomy2314 Words   |  10 PagesEnglish 2 Carlos Mujal May 13, 2016 Pro-Choice vs. Pro-Life: A False Dichotomy One of the most controversial and emotionally charged topics in the United States still being debated on is abortion. Despite Roe v Wade passing the law for a woman’s right to attain an abortion, there is still much debate surrounding the topic. Questions like, â€Å"When does Life begin?†, â€Å"Is the mother’s life considered as well?†, and most importantly, â€Å"Are you pro-choice or pro-life?† come up consistently before and inRead MoreReproductive Rights : Pro Choice Vs. Pro Life Essay2242 Words   |  9 PagesReproductive rights: Pro-choice vs. pro-life For more than 30 years, reproductive rights have been a controversial topic in the United States pushing people into opposing views as pro-choice and pro-life . In 1973, Roe v Wade granted the legal right for women to abort fetuses before they are viable (Gostin Reingold, 2016) . However in 1992, Planned Parenthood of Southeastern Pennsylvania v Casey gave states more rights to regulate abortions in a way to protect the mother and fetus (Gostin Reingold)Read MoreAbortion - Pro Life vs. Pro Choice3265 Words   |  14 PagesOne subject in society that is greatly debated is abortion. The debates are basically divided into Pro-Life and Pro-Choice. Pro-life supporters want abortion to be illegal and not performed anywhere. Pro-choice supporters want the choice to be up to the woman and no one else. There is no ethical way to decide between the two subjects and its all based on what the persons moral values. Abortion is the termination of an unwanted pregnancy by loss of or destruction of an egg, embryo orRead More Pro-Choice vs. Pro-Life: No Correct Answer Essay1707 Words   |  7 Pagesthe right to abort brought back to the table. In 1973, the Supreme Court case â€Å"Roe vs. Wade† made abortion legal. The case stated that abortion was legal in the first trimester (three months) of pregnancy (O’Brien par. 17). Since that day over 30 years ago, there have been many cases in which abortion has been disputed. Congress has passed many laws restricting abortion rights, including in cases such as Webster vs. Reproductive Health Services and Stenberg v. Carhart (O’Brien par. 18). There are

Understanding Organisational Culture - 752 Words

Organisational culture became popular in the 1980’s after the publication of Peter and Waterman’s best-selling book â€Å"In search of excellence†. It was made evident that company success had a strong correlation with organisational culture, thus competitive advantage for business. The concept of organisational culture is vastly growing in management and a subject of various research. According to the â€Å"Business dictionary† Organisational culture is defined as â€Å"The values and behaviours that contribute to the unique social and psychological environment of an organisation.† Cultures initiate when and external or internal problem is created and therefore the companies response to these encounters. This includes both culture creation and culture management. Culture creation addresses: Founder values, industry demands and early values and goals. This is maintained by: leadership, reward systems, new employees and attraction-selection attrition. It is vital that a company not only constructs their culture but preserves this through encouraging positive behaviours. Culture is not easily observable, however we can observe through: rituals, stories and language, rules and policies, physical layout and a mission statement. Culture can be measured through open ended questions, stories and scenarios, customized surveys and pre-tests, to measure the thoughts and feeling of how people see and view the organisation. The management consulting firm Bain Company was surveyed in 2007, andShow MoreRelatedUnderstanding organisational culture1329 Words   |  6 Pagesï » ¿Assignment 1 – Understanding your Organisation Due Date: 21 October 2009 WHD Organisational Chart - Figure 1 According to Mclean and Marshall (1993) organisational culture is defined as the collection of traditions, values, policies, beliefs and attitudes that contribute a pervasive context for everything we do and think in an organisation. (ie) this means that these factors actually determine how we think as well as act and react not only to people fromRead More‘Organizational Culture Can Be One of the Most Important Means of Improving Organizational Performance.’ Debate and Discuss.1357 Words   |  6 Pages‘Organizational Culture can be one of the most important means of improving organizational performance.’ Debate and discuss. Every Organization has a culture that constitutes the expected, supported and accepted way of work and behaviour.  Ã‚  These influence everyone s perception of the business from the chief executive to the lowest rank. Organisational culture can be described as the shared values, principles, traditions and ways of doing things that influence the way organizational members actRead MoreOrganizational Behavior, Culture And Change Management Of An Industry991 Words   |  4 PagesIn this course work we gonna discuss about organisational behaviour ,culture and change management of an industry . And also discuss the change management and organisational behaviour of a large construction company SKANSKA. SKANSKA has a successful opretional record of over 100 years which built structures like 30 st mary axe, Heron tower ,Barts and Royal london hospitals and the QEII bridge going over a merger and acquisition of small norwaign company REC (Renewble energy ltd). the formerRead MoreOrganizational Culture : Business Practices1011 Words   |  5 Pages Does Organisational Culture Shape Ethical Business Practices? U5009333 Sarah Zuiderduin 14/10/2014 â€Æ' Introduction Organisation culture can be described as the beliefs, customs, value systems and behavioural norms and ways of doing business that are unique to each corporation. The impact of organisational culture on the ethical standards and moral practices of people in organisations has become increasingly common (Fisse Braithwaite, 1983). Managers within organisationsRead MoreConcept Of Personal Administration For Recruiting Management1697 Words   |  7 PagesIntroduction In the patch one, there is actually emphasis regarding understanding the actual culture ideals in every organization. The investigation papers highlights a few of the key points identified within their research because they have outlined culture approach change from organization in order to organization. Ramachandran, Macintosh Doherty have centered on Organization Culture like a local trend whereas, it s generally regarded as Global trend. The two research documents have strengthenedRead MoreThe Role Of Marketing And Human Resources1517 Words   |  7 PagesCulture is the indication of the attitudes and values that an individual holds to adapt to the organisational way of life, providing organisations with the different norms of behaviour into their working life. In the context of culture, strategy can be used to define the ways of acting among the cultural environment where strategic planning comes about to create value for an organisation. The central theme in an organisation sh ould be the framework of developing the most suitable cultural norms andRead MoreOrganizational Culture Essay1236 Words   |  5 PagesOrganizational culture Culture is something that encompasses all of us. It helps us to understand how things are created, acknowledged, developed and managed. In this context, culture helps to define and understand an organisation and how it works and manages. Organizational culture is a shared value system derived over time that guides members as they solve problems, adapts to the external environment, and manage relationship (Schein in Wooten and Crane 2003, Vol. 21(6), p.276). Organisational cultureRead MoreThe Construction Industry599 Words   |  3 Pageshas been suggested, that ‘softer’ factors such as organisational culture also have a significant impact on performance (Nicolini, 2002). The concept of organisation culture is a popular part of general management since early 1980s. But in construction industry with its project based environment, innovative procurement and business practices such as partnering, lean construction and internationalisation of procurement, potential impact of culture even more pronounced than in any other industry (HallRead MoreCritical Review of Globe Framework for Assessing National Cultures1620 Words   |  7 Pagespractically and theoretically use to lead in an overseas. Meanwhile, th e outcome from the GLOBE (Global Leadership and Organisational Behaviour Effectiveness) research project voice out reliable information for global leadership differences, using a hypothetical of American decision-makers that oversees the same kind of teams in Egypt, France, China, and Brazil to thrash out understanding and cultural implications for American decision makers. Overall countries involved in the study were five for in-depthRead MoreOrganisational Climate Essay1531 Words   |  7 Pagesï » ¿Organisational climate and job satisfaction are separate, but related constructs and both affect the understanding of the working environment and employee level of job satisfaction. Purpose of this essay is to explain the relationship between organisational climate and job satisfaction to determine the perception of the employees working environment influence whether their level of satisfaction. Organisational climate is a relatively enduring quality of the internal environment of an organization

Whats Eating Gilbert Grape Free Essays

In my opinion the three main themes are marginalization, tolerance of difference and the urban/rural divide. Gilbert’s mother is obese and his brother, Arnie, has a brain disorder. However, Arnie is more accepted by the town and is not frowned upon like his mother. We will write a custom essay sample on Whats Eating Gilbert Grape or any similar topic only for you Order Now His mum has not left the house in seven years because of how ashamed she is of herself. She says so to Gilbert: ‘I know what a burden I am. I know that you are ashamed of me. I never meant to be like this. I never wanted to be a joke. † At the beginning of the film Gilbert is ashamed of his mother and describes her as a â€Å"beached whale. His view changes towards the end of the film when his mother goes to get Arnie from the police station. When she dies he wants to make sure that she is not a â€Å"joke. † So instead of people lifting her out with a crane he burns the house down. There is a clear urban/ rural divide. Gilbert works in a very small grocery store called Lamson’s Grocery and just outside Endora there is a huge supermarket called FoodLand. At the beginning of the film he says â€Å"Lamson’s Grocery is where I work and miles out of town on the interstate, there’s Foodland†¦. where everyone else shops. Gilbert is trapped in Endora because of his responsibilities; his whole family counts on him. Whenever they need something done they always call him, even with all his responsibilities his family are constantly telling him to â€Å"do better. † It is very clear he wants to leave Endora because he says at the beginning of the film that his older brother managed to â€Å"get away, † at this point he sounds disappointed that he didn’t manage to get away. Endora is very small, the streets are never busy and nothing exciting ever happens. According to Gilbert, â€Å"Living in Endora is like dancing to no music. † How to cite Whats Eating Gilbert Grape, Papers

Memory theories in developing marketing strategies of the ipad

Marketing strategy of the ipad The apple’s communication that was used in marketing the iphone and the ipod is the one to be used in marketing the ipad. Apple will market the product in the US in the first three months, and then it will later market it to other countries. After that, it will make price bid whereby the 16 GB ipad without a3G connectivity will cost $ 499.Advertising We will write a custom essay sample on Memory theories in developing marketing strategies of the ipad specifically for you for only $16.05 $11/page Learn More The 64GB will cost with 3G connectivity will cost $ 829. Six months from its launch, the price of the 64 GB ipad will be$499 and the 32 GB will be $399. Role of learning and memories theory in developing the marketing strategy Motivational theories can play a great role in developing the marketing strategy of the ipad. They have been studied by management theorists and sociological psychologists. Among them, are Mc Clelland’s theory and Mc Gregor’s theory of human management and motivation. In the Mc Clelland’s human motivation theory, it is clearly evident that every human being has three main driving motivators that are achieved through culture and life. They are; need for achievement, affiliation, or power. This motivational theory can be used by Apple to motivate their workers and their customers. The need for them to achieve their goal in installing the ipad will motivate them to work as a team so that they can implement their marketing strategies. This motivational theory can be used by Apple to motivate their workers and their customers. Mc Gregor’s theory referred to as theory X and Y explains more on how the management style of a team can influence their productivity. The management style is influenced by its assumptions on what motivates a team. Gregory supported theory Y arguing that it was based on good management practice since the managers understood their workers. This is opposed to theory X, which uses the authoritative style. Apple can use theory Y in their management style so that their workers can be able to market the ipad and meet their strategies (Varey, 2002). Post purchase process of your target consumer for the ipad When a consumer is planning to purchase the ipad, they will have to undertake the five stages that are involved when one is planning to buy a new product. These include; problem recognition, information search, alternative evaluation, purchase decision, and the post purchase process.Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Post purchase process is the last stage which will be undertaken after the consumer has already purchased the ipad. The apple company has included in its strategy that, six months after launching the ipad in the market, it will reduce the purchase prices of the ipad. The 62GB will cost $ 499 while the 32GB will cost $399. The consumer targeted understands that once they have the ipad there will be no need of having an iphone and a mac book. This is because, with the ipad only, one can do all the activities done in the iphone and the mac book. The ipad will save the consumer the burden of carrying both the iphone and the mac book. Marketing is all about working hard to achieve the satisfaction of our customers. We can identify the much we have satisfied our consumers by comparing the actual performance with the expected performance of the product. This is because if the customers are satisfied by our products, they will market it to others about their positive experience with the new product. Marketers should have different ways of dealing with the customers who are not satisfied; like giving their contacts to them. This will enable them to solve any problems and, thus, retain the customers. Reference Varey, R. J. (2002). Marketing communication: principles and prac tice. London: Routledge. This essay on Memory theories in developing marketing strategies of the ipad was written and submitted by user Lane Walton to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Working Out Priorities on the Job

Working Out Priorities on the Job Sometimes in the work place our employer's priorities may not be the same as our own. Therefore we must decide which tasks are the most important and need urgent attention. We must also remember that priorities change, and that we may need to reassess them periodically throughout the day. The first thing that we should do is ask for a second opinion if we cannot effectively prioritize the tasks at hand. It is always a good idea to consult with your supervisor if you are unsure as to a pending deadline or if you need clarification as to which task he/she may need to have completed first.Second, you should analyze your work. Start your work day by devising a plan of action. This one step will save you time in the long run. Write down the number of task that you must complete. List them in order of importance.English:

Bear Facts

Bear Facts Bears (Ursus species) are large, four-legged mammals that have a unique status in pop culture. They are not quite as cuddly as dogs or cats; not quite as dangerous as wolves or mountain lions; but they are decidedly ever-compelling objects of fear, admiration, and even envy.  Found in a variety of environments from Arctic ice pack to tropical forests, bears live on every continent except Antarctica. Fast Facts: Bears Scientific Name: Ursus sppCommon Names: Bear, pandaBasic Animal Group: Mammal  Size (length): Sun bear: 4–5 feet; brown bear: 5–10 feetWeight: Sun bear: 60–150 pounds; brown bear 180–1300 poundsLifespan: 20–35 yearsDiet:  OmnivoreHabitat: Woodlands, grasslands, deserts, temperate and tropical forests, on all continents except AntarcticaConservation Status: Least Concern: Brown bears, American black bear; Vulnerable: sloth bear, polar bear, giant panda, sun bear, spectacled bear, Asian black bear Description With some minor exceptions, all eight bear species have  roughly the same appearance: large torsos, stocky legs, narrow snouts, long hair, and short tails. With their plantigrade postures- walking upright on two feet- bears  walk flat-footed on the ground like humans but unlike most other mammals. Bears range in color with species: Black, brown and Andean bears are typically red-brown to black; polar bears are generally white to yellow; Asiatic bears are black to brown with a white patch and sun bears are brown with a yellow crescent on their chest.  They range in size from the sun bear (47 inches tall and weighing 37 pounds) to the polar bear, (nearly 10 feet tall and weighing 1,500 pounds).   Buck Shreck/Getty Images Species Scientists recognize eight species as well as numerous subspecies of bears, which live in different regions, that have differences in body shape and coloration. American black bears  (Ursus americanus)  live in  North America and Mexico; their diet consists primarily of leaves, buds, shoots, berries, and nuts. Subspecies of this bear include the cinnamon bear, the glacier bear, the Mexican black bear, the Kermode bear, the Louisiana black bear,  and several others. Asian black bears (Ursus thibetanus)  live in Southeast Asia and the Russian Far East. They have blocky bodies and patches of yellowish-white fur on their chests, but otherwise resemble American black bears in body shape, behavior, and diet.   Brown bears (Ursus arctos)  are some of the worlds largest terrestrial meat-eating mammals. They range across North America, Europe, and Asia and include numerous subspecies, such as the Carpathian bear, the European brown bear, the Gobi bear, the grizzly bear, the Kodiak bear,  and several others. Polar bears  (Ursus maritimus)  rival brown bears in size. These bears are restricted to a circumpolar region in the Arctic, reaching south into northern Canada and Alaska. When theyre not living on pack ice and shorelines, polar bears swim in open water, feeding  on seals and walruses. Giant pandas  (Aeluropoda melanoleuca)  feed almost exclusively on bamboo shoots and leaves in the central and southern regions of western China. These distinctly patterned bears have black bodies, white faces, black ears,  and black eyespots.   Sloth bears (Melursus ursinus)  stalk the grasslands, forests, and scrublands of Southeast Asia. These bears have long, shaggy coats of fur and white chest marks; they feed on termites, which they find using their acute sense of smell. Spectacled bears  (Tremarctos ornatos) are the only bears native to South America, inhabiting cloud forests at elevations over 3,000 feet. These bears once lived in coastal deserts and high-elevation grasslands, but human encroachment  has restricted their range. Sun bears  (Helarctos malayanos) live in the lowland tropical forests of Southeast Asia. These small ursines  have the shortest fur of any bear species, their chests marked with light, reddish-brown, U-shaped patches of fur. Diet and Behavior Most bears are omnivorous, feasting opportunistically on animals, fruits, and vegetables, with two important outliers: The polar bear is almost exclusively carnivorous, preying on seals and walruses, and the panda bear subsists entirely on bamboo shoots. Oddly enough, though, pandas digestive systems are relatively well adapted to eating meat. Because the vast majority of bears live in high northern latitudes, they need a way to survive the winter months when food is dangerously scarce. Evolutions solution is hibernation: Bears go into a deep sleep, lasting for months, during which their heart rates and metabolic processes slow drastically. Being in hibernation isnt like being in a coma. If sufficiently roused, a bear can wake up in the middle of its hibernation, and females have even been known to give birth in the deep of winter. Fossil evidence also supports  cave lions preying on hibernating cave bears during the last Ice Age, though some of these bears woke up and killed the unwelcome intruders. Bears may be the most antisocial mammals on the face of the earth. Full-grown bears are almost entirely solitary. This is good news for campers who accidentally encounter lone grizzlies in the wild, but quite unusual when compared with other carnivorous and omnivorous mammals, ranging from wolves to pigs, that tend to congregate in at least small groups. Depending on species, a bears basic communication needs can be expressed with  about seven or eight different words- huffs, chomps, groans, roars, woofs, growls, hums, or barks. The most dangerous sounds for humans are roars and growls, which denote a frightened or agitated bear defending its territory. Huffs are generally produced during mating and courtship rituals; hums- a bit like the purrs of cats, but much louder- are deployed by cubs to demand attention from their mothers, and moans express anxiety or a sense of danger. Giant pandas have a slightly different vocabulary than their ursine brethren: In addition to the sounds described above, they can also chirp, honk, and bleat. Evolutionary History Given the proliferation of so-called bear dogs millions of years ago- including the standard-bearer of the family, Amphicyon- you might assume that modern bears are most closely related to dogs. In fact, molecular analysis shows that the closest living relatives of bears are pinnipeds, the family of marine mammals that includes seals and walruses. Both of these mammalian families descend from a last common ancestor, or concestor, that lived sometime during the Eocene epoch, about 40 million or 50 million years ago. The exact identity of the progenitor species, however, remains a matter of speculation. Given that the populations of medieval Europe didnt have much contact with polar bears or panda bears, it makes sense that European peasants  associated bears with the color brown- which is where the English name of this animal derives, from the old Germanic root bera. Bears are also known as  ursines, a word that has ancient roots in Proto-Indo-European languages that were spoken as far back as 3500 BCE. The long history of this word makes sense, given that the first human settlers of Eurasia lived in close proximity to cave bears  and sometimes worshiped these beasts as gods. Amphicyon, the bear dog. Wikimedia Commons Reproduction and Offspring Like their close cousins seals and walruses, bears are some of the most sexually dimorphic animals on earth- that is to say, male bears  are significantly bigger than females​, and, what is more, the bigger the species, the larger  the disparity in size. In the largest brown bear subspecies, for instance, males weigh about 1,000 pounds and females only slightly more than half that. However, even though female bears are smaller than males, theyre not exactly helpless. They vigorously defend their cubs from male bears, not to mention any humans foolish enough to interfere with the child-rearing process. Male bears, however, will sometimes attack and kill cubs of their own kind, in order to induce females to breed again. Although there are some differences among the species, in general, female bears generally become sexually mature at between 4 and 8 years of age and have litters every three or four years. Bear breeding occurs during the summers- it is the only time when adult bears get together at all- but implantation doesnt typically occur until late autumn. Total gestation time is 6.5–9 months. Cubs are born singly or up to three at a time, generally in January or February, while the mother is still in hibernation. The young usually stay with their mother for two years. After mating, females are left to raise the young by themselves for a period of about three years, at which point- eager to breed with other males- the mothers chase the cubs away to fend for themselves. James Hager / Getty Images Threats Considering that early humans used to worship bears as gods, our relationship with ursines hasnt exactly been stellar over the last few hundred years. Bears are especially susceptible to habitat destruction, are often hunted for sport, and tend to become the scapegoats whenever campers are attacked in the wild or garbage cans are overturned in suburbs. Today, the largest threats to bears are deforestation and human encroachment, and, for polar bears, climate change which is reducing the environment in which they live. On the whole, black and brown bears are holding their own, even though adverse interactions with humans have increased as their habitats become more constricted. Conservation Status According to the International Union for Conservation of Nature, the sun bear, sloth bear, Asiatic, and spectacled bears are all listed as Vulnerable and decreasing in population; the polar bear is also listed as Vulnerable but its population status is unknown. The American black bear and brown bear is considered Least Concern and increasing in numbers. The giant panda is Vulnerable but increasing in population.   Bears and Humans Within the past 10,000 years, human beings have domesticated cats, dogs, pigs, and cattle- so why not bears, an animal with which Homo sapiens has coexisted since the end of the Pleistocene epoch? One explanation is that since bears are intensely solitary animals, theres no room for a human trainer to insert himself into the dominance hierarchy as the alpha male. Bears also pursue such varied diets that it would be difficult to keep even a tame population well-supplied. Perhaps most importantly, bears are anxious and aggressive when stressed, and simply dont have suitable personalities to be  house  or yard pets. Sources Dharaiya, N., H.S. Bargali, and T. Sharp. Melursus ursinus. The IUCN Red List of Threatened Species: e.T13143A45033815, 2016.McLellan, B.N.et al. Ursus arctos (amended version of 2017 assessment). The IUCN Red List of Threatened Species: e.T41688A121229971, 2017.Scotson, L. et al. Helarctos . The IUCN Red List of Threatened Species: e.T9760A123798233, 2017.malayanus (errata version published in 2018)Swaisgood, R., D. Wang, and F. Wei.Ailuropoda melanoleuca (errata version published in 2017). The IUCN Red List of Threatened Species: e.T712A12174566, 2016. Wiig, Ø. et al. Ursus maritimus. The IUCN Red List of Threatened Species: e.T22823A14871490, 2015.

Human Trafficking Research Paper Example | Topics and Well Written Essays - 2750 words

Human Trafficking - Research Paper Example This research paper will explore the issue of human trafficking, look at its causes, effects, how it can be prevented and analyze its magnitude in a few sample drawing countries. Despite the fact that human trafficking is one of the main issues facing the world currently, there is no reliable data that can be used to estimate the number of persons trafficked annually. The UN Office on Drugs and Crime, a body that is responsible for monitoring trafficking for the United Nations, explains that estimating the exact size of the human trafficking is a difficult task because the act is committed underground, and it often go misidentified or not identified at all.2 In addition, victims of human trafficking are often afraid to report cases of abduction to the authority because of the regular stern threats they get from the traffickers. However, various controversial research studies estimate that at least 600,000 to 800,000 young children and women are trafficked per year across the world. These are scary figures, especially considering the fact that the figures do not account for the number of persons trafficked within their own countries. Majority of the human trafficking victims are duped into the vice by the false promises made regarding to job opportunities.3 This is very common especially in the developing countries or the so-called third world countries, where the level of poverty is extremely high. Sources indicate that a significant number of women who are trafficked from these countries are lured into this trade using false marriage as the bait. In the developed countries such as USA, most of the human trafficking cases are related to sexual purposes. According to a study that was conducted on this topic in the country, more than 40% of all the human trafficking investigations in the USA are related to sexual trafficking of a child and roughly 80% of such cases involve United States citizens.

Modern American History Essay Example | Topics and Well Written Essays - 1500 words

Modern American History - Essay Example Thus, the advent of nuclear weapons has created profound difficulties to the very spirit of liberal democracy; and the tension between nuclear weapons secrecy and the values of liberal democracy is not new now. During the Cold War, the U.S. intelligence community had maintained maddening level of secrecy, especially on matters of defense and to question it was to run the risk of being accused of lack of patriotism, which became the defense mechanism of the McCarthy era. Is it any different now Can we anymore defend our human rights without appearing to be being "for" the terrorists The answer lies somewhere else. Since Machiavelli, secrecy has been seen as a way of the Republic, which must exercise bureaucratic power by governing through such means that must not be concealed. Such intrigue is the first step towards attaining a stronghold into affairs that is free of public scrutiny and thus becomes rigid, canonical and powerful. The present state has become a panopticon who must gaze into the public and private affairs of its people with distinct "mistrust" and hence raise an air of constant alarm. Woodrow Wilson's Woodrow anti-secrecy assertion during the 1912-election campaign held the view that "Government ought to be all outside and no inside," he said, and "there ought to be no place where anything can be done that everybody does not know aboutcorruption thrives in secret places, and we believe it a fair presumption that secrecy means impropriety."1 However, what actually tilted the balance beam towards governmental secrecy were the Atomic Energy Act of 1 946 and the National Security Act of 1947 just during the Cold War era, which established this determined requirement for secrecy beyond the public's eye and beyond their acquiescence. Political theorist Robert Dahl observes this phenomenon of a sudden urge for nuclear secrecy and comments that such requirements are "a tragic paradox" since "these decisions have largely escaped the control of democratic process."2 Secrecy and its norms have largely become effectively dogmatic after September 11. The whole world has really changed forever but not for good. The government terms this as moral obligation to protect secret and balance it constantly against the public's right to access in a culture of openness. Thus is the question is not secrecy oppressive On the contrary, even in the face of such turbulence one can draw the example of the European Convention of Human Rights. The Rights of people, as per ECHR (European Convention of Human Rights) are put above the rights of states out of a realization, borne out of harsh reality, that states acted in self-interest to the detriment of humanity throughout history. From time immemorial, the concept of States always shares a sense of being threatened (especially superpowers like us Americans): a cause and effect relation of dominating and trying to offer resistance. It is generally believed that though there are peaceful and controlled environments exi sting within states, the international arena is anarchical and prone to uncontrollable violence. What these motifs do is put the focus of national security on the protection of one's territorial boundaries and sovereignty. Power comes to be measured through military capability, where everybody starts sharing a sense of being marginalized. The world begins to have an absurd dynamism and begins to operate on a zero-sum game in which, according to

music censorship Essay examples -- essays research papers

MUSIC CENSORSHIP, 1950 till now 1952 The Weavers are blacklisted due to the leftist political beliefs and associations of several members. In 1953 six counties in South Carolina pass legislation outlawing jukebox operation anytime when within hearing distance of a church. During 1954 Stephen Foster songs are edited for radio to remove words such as "massa" and "darky." For radio airplay the perceived drug reference "I get no kick from cocaine," is changed to "I get perfume from Spain." in Cole Porter's classic "I Get a Kick out of you." In 1955 Former radio deejay Pat Boone begins a career by releasing "sanitized" versions of black R&B hits. Boone's versions of these songs often contain edited lyrics: such as substituting "drinkin' Coca Cola" for "drinkin' wine" in T-Bone Walker's "Stormy Monday" and "Pretty little Susie is the girl for me" instead of "Boys, don't you know what she do to me" in Little Richard's "Tutti Fruitti." During 1956 ABC Radio Network bans Billie Holiday's rendition of Cole Porter's "Love for Sale" from all of its stations because of its prostitution theme. Stations continue to play instrumental versions of the song. .... The Parks Department in San Antonio, Texas, removes all rock and roll records from jukeboxes located at city swimming pools, terming it "jumpy, hot stuff" that is unsuitable for teens. ... 1957 Producers of the Ed Sullivan Show instruct cameramen to show Elvis Presley only from the waist up on his third and final appearance on the program on January 7th. Fearing the effects of the "hedonistic, tribal rhythms" of rock and roll music, in March Chicago's Cardinal Stritch bans popular music from all Catholic-run schools. ... 1958 The Mutual Broadcasting System drops all rock and roll records from its network music programs, calling it "distorted, monotonous, noisy music." ... 1962 New York Bishop Burke forbids Catholic school students from dancing to "The Twist." Burke considers R&B music, and its associated dances, to be lewd and un-Christian. 1963 The FBI begins collecting data on folk singers Phil Ochs. Ochs is one of several popular musicians to be tracked by the FBI during their careers (Bob Dylan, Jim Morrison, Pete Seeger and Woody Guthrie... ...." ... The Roman Catholic Diocese of Providence forbids "Danny Boy" and other secular songs from being performed during funeral masses. ... Following the September 11th terrorist attacks, Clear Channel Communications, the largest owner of radio stations in the United States, releases a list of more than 150 "lyrically questionable"songs that stations may want to pull from their playlists. Few songs portray explicit violence, but most have metaphoric themes that ring a bit too close to the tragedies. The list, containing music from almost every genre in popular music, includes Sugar Ray's "Fly," "Jet Airliner" by Steve Miller, Nine Inch Nails'; "Head Like a Hole," AC/DC's "Shoot to Thrill" and "Highway to Hell," Pat Benatar's "Hit Me with Your Best Shot," "Dust in the Wind" by Kansas, Jerry Lee Lewis's "Great Balls of Fire," REM's "It's the End of the World as We Know It," "Only the Good Die Young" by Billy Joel, Dave Matthews Band's "Crash Into Me," "Nowhere to Run" by Martha & the Vandell as, and all songs by Rage Against The Machine.

Sequential Analysis of Airline Industry in Nigeria

Many wonder about the influence of product /service contents or features on business function. Why do people prefer certain airlines and not others? Some insist on KLM, while others prefer emirates  . Some choose virgin atlantic airways, while some others go for british airways. Yet many people contend that there are no significant differences among well – known airlines. The passengers’ choice may be influenced by the quality of services offered or the attractive price package, or value for money programme. Frequency, the ticket price, in-flight services, punctuality, time schedule, seat comfort and other characteristics combine to project an image to the prospective passenger. Consequently, these features are input element in a marketing programme. The aim of this study is to investigate the factors influencing choice and the extent to which customers are likely to exhibit loyalty in the face of severe price competition. This study explores the change in airline passengers’ preferences in situations where service quality improves. This study is informed by the influx of foreign airlines into Nigeria and the attendant issue of how a prospective buyer takes a decision on which airline to fly. This investigation is conceived with the objective of measuring the effect on airlines the decision variable per passenger’s preferences. The aim is to ascertain how the effect of factors influencing the choice of airline significantly improves the marketing strategies employed by these airlines. This research problem is undertaken by utilizing an approach which involves a literature review to identify key construct and a survey. The information gathered are then used in the development of a questionnaire. The key issues influencing the choice of airline are identified. In other to test the hypothesis, that ‘value for money’ acts a s key decision variable, a survey of customers is conducted using a convenient sample of respondents who have been responsible for purchasing airline tickets for themselves to undertake international travel in the prior twelve months. Respondents rate the importance of a variety of issues relating to airlines choice. A factor analysis of these items is then carried out using a varimax rotation. Under the advance exploratory analysis, a multivariate analysis of variance is therefore undertaken to analyze the impact of some of these determining factors on likelihood to fly on an airline. The analysis shows that the two top factors affecting passengers’ choice of airline are â€Å"schedule of the time† and â€Å"safety†. The actor of seat comfort is ranked fourth by the total number of passengers. The analysis of pasenger’s satisfaction tells us the quality of airline services that passengers actually received. The result shows that â€Å"seat comfort† is ranked far behind the other eight factors, indicating that the service quality that passengers received is below average. Under the choice model, the sign of price is negative implying that the passengers prefer the airline with lower ticket to that with the higher ticket fare which is identical with normal expectation. The sign of seat type is positive which indicate passengers’ actually view seat comfort as an important factor in their choice decision. The above findings show that this market segment currently lacks loyalty and is driven solely by price related features. It may therefore be necessary for airlines to undertake further investigation that allows them to develop strategies and packages that particularly target the need of this group.

The Bible Plan Of Salvation - 1740 Words

The Bible Plan of Salvation There have always been two attitudes toward the Word of God; one is liberal and the other is strict. And, in examining the Bible, we learn that in the three ages; the Patriarchal Age. The Jewish Age and the Christian Age, the attitude of God has always been very strict. God is kind, loving and gentile; easy to be entreated, but He will not allow humanity to trifle with His Word. Therefore, there are so many plans that have been advanced by men that are not according to the Bible plan of salvation, there’s a need to emphasis the Bible plan of salvation. For example, there are people who talk about â€Å"getting religion† and the idea is that it’s something that God pours into a person; it’s a feeling or a realization that is given miraculously. However, the Bible describes religion as something that a person is or something he does. James wrote, â€Å"Pure and undefiled religion before God and the Father is this: to visit orphans and widows in their trouble, and to keep one’s self unspotted from the world.† (James 1: 27) Others have said that we are saved by faith only, but the Bible says that we are not saved by faith only. James’ statement is: â€Å"You see then that a man is justified by works, and not by faith only. (James 2:24) The Bible is the only book that God gave and Paul said, â€Å"All Scripture is given by inspiration of God, and it is profitable for doctrine, for reproof, for correction, for instruction in righteousness, that the man of God mayShow MoreRelatedThe Bible : Finding God Essay1134 Words   |  5 Pagesin History The Bible provides Christian readers with an array of different themes and motifs within each book, but the main theme that encompasses the whole collection of works is the story of salvation history. 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